Four stages, built to work as one.
| Stage | The question it answers | Reads from | Hands off |
|---|---|---|---|
| Payment Integration | Was the payment accepted? | Terminal, checkout, PMS/POS | An authorised, recorded transaction |
| Settlement | How much money will arrive, and when? | Captured transactions, acquirer rails | A net payout and a settlement record |
| Reconciliation | Does what we recorded, settled and received agree? | System, settlement and bank records | A verified, exception-free dataset |
| ERP Integration | How is this booked in the accounts? | Reconciled transactions | Posted, auditable ledger entries |
The risk lives in the gaps between the stages.
Each stage is well understood on its own. The risk is in the joins — a transaction accepted but never settled, settlement that arrives net of fees no one verified, reconciled figures re-keyed by hand into the ledger. Every break in the chain is a place where money leaks and manual effort accumulates.
An end-to-end layer removes those joins. Each stage hands clean, structured data to the next, so a euro accepted at the front desk can be followed — without re-entry or guesswork — to a settled payout, a reconciled record and a posted ledger entry. The property stops trusting the chain worked and starts being able to prove it.
This sits beneath day-to-day operations: accepting, funding, verifying and recording money as a single continuous process across every property, entity and currency in a group. Operations stay focused on guests; the financial chain runs underneath.
See the whole chain in practice.
The four stages are built to work as one. Talk to our team about your portfolio, or explore how the platform connects acceptance, settlement, reconciliation and accounting end to end.